The online installment feature, which works directly with credit card companies, can make it easier for your customers to buy the items they like within the available period (3/6/12 months).

Proses transaksi kartu kredit dapat langsung dilakukan pada halaman pembayaran Merchants sendiri tanpa harus dialihkan ke halaman pembayaran NICEPAY, sehingga proses pembayaran dapat dilakukan dengan cepat dan tepat.

This feature allows customers to store credit or debit card information, which will affect the speed of transactions, increase customer retention, and encourage repeat purchases.

There is no need to bother with repeated collections from customers, this feature can deduct balances or limits from credit or debit cards automatically and periodically for a mutually agreed time duration (3/6/12 months).

It makes transactions easier for customers because Customer's credit card balance limit will be deducted if they can meet the transaction amount charged. If the final bill nominal turns out to be less than the nominal balance that has been deducted, then the excess balance will be returned automatically to the Customer so that the payment process for Merchants becomes more efficient.

To increase the security of online credit card transactions, NICEPAY applies 3Ds as an identity verification process in the form of an OTP (One Time Password) to the registered cellphone number when the payment process is carried out. This is done to prevent attempts at credit card theft and fraudulent acts when making transactions with credit cards.