{"id":26074,"date":"2024-03-05T14:25:22","date_gmt":"2024-03-05T07:25:22","guid":{"rendered":"https:\/\/nicepay.co.id\/?page_id=26074"},"modified":"2024-06-04T11:27:54","modified_gmt":"2024-06-04T04:27:54","slug":"asuransi-microhealth-qoala","status":"publish","type":"page","link":"https:\/\/nicepay.co.id\/en\/faq\/asuransi-microhealth-qoala\/","title":{"rendered":"Asuransi Microhealth Qoala"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: center center;background-repeat: no-repeat;padding-top:5%;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-no-small-visibility fusion-no-medium-visibility\" style=\"margin-top:5%;margin-bottom:2%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-bottom:31px;\"><h3 class=\"title-heading-center\" style=\"margin:0;color:#6ac9ca;\">Asuransi Qoala<\/h3><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 4%;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 7% 0px 7%;\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img width=\"1132\" height=\"292\" alt=\"Qoala X NICEPAY\" title=\"Qoala X NICEPAY\" src=\"https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY.jpeg\" class=\"img-responsive wp-image-26086\" srcset=\"https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY-200x52.jpeg 200w, https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY-400x103.jpeg 400w, https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY-600x155.jpeg 600w, https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY-800x206.jpeg 800w, https:\/\/nicepay.co.id\/wp-content\/uploads\/2024\/03\/Qoala-X-NICEPAY.jpeg 1132w\" sizes=\"(max-width: 800px) 100vw, 1132px\" \/><\/span><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-1\"><p><strong>Deskripsi Produk<\/strong><\/p>\n<p>Produk yang menjamin risiko kematian, Biaya Perawatan, atau Pengobatan yang secara langsung disebabkan oleh suatu kecelakaan yaitu suatu kejadian atau peristiwa yang mengandung unsur kekerasan baik yang bersifat fisik maupun kimia, yang datangnya secara tiba-tiba, tidak dikehendaki atau direncanakan, dari luar, terlihat, langsung terhadap Tertanggung yang seketika itu mengakibatkan luka badani yang sifat dan tempatnya dapat ditentukan oleh Ilmu Kedokteran (sesuai dengan PSAKDI).<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-2\"><p><strong>Paket Asuransi<\/strong><\/p>\n<ul>\n<li>Kematian (Jaminan A)<\/li>\n<li>Meninggal dunia akibat kecelakaan &#8211; <em>Accidental Death<\/em> B<\/li>\n<li>Biaya Perawatan atau Pengobatan (Jaminan C) \u2013 <em>Medical Expense<\/em><\/li>\n<\/ul>\n<p>Jaminan C memberikan penggantian biaya-biaya perawatan dan atau pengobatan yang dilakukan dalam usaha untuk penyembuhan atau pemulihan sakit atau cidera yang diderita Tertanggung sebagai akibat langsung dari suatu kecelakaan yang dijamin polis.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-3\"><p><strong>Manfaat Asuransi<\/strong><\/p>\n<p>Manfaat yang dijamin dalam asuransi kecelakaan diri antara lain:<\/p>\n<ul>\n<li><strong>Kematian (Jaminan A) meninggal dunia akibat kecelakaan &#8211; <em>Accidental Death<\/em><\/strong><\/li>\n<li><strong>Biaya Perawatan atau Pengobatan (Jaminan C) \u2013 <em>Medical Expense<\/em><\/strong><\/li>\n<\/ul>\n<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<tbody>\n<tr>\n<th style=\"text-align: center;\" align=\"left\">No<\/th>\n<th align=\"left\">Manfaat<\/th>\n<th align=\"left\">Ketentuan Ganti Rugi<\/th>\n<th align=\"left\">Limit Pertanggungan (IDR)<\/th>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" align=\"left\">1<\/td>\n<td align=\"left\">Kecelakaan Diri akibat kecelakaan (Jaminan A)<\/td>\n<td align=\"left\">Santunan, Maksimal<\/td>\n<td align=\"left\">Rp2.500.000<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\" align=\"left\">2<\/td>\n<td align=\"left\">Biaya Perawatan atau pengobatan medis akibat kecelakaan<\/td>\n<td align=\"left\">Penggantian, Maksimal<\/td>\n<td align=\"left\">10% limit kecelakaan diri<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-4\"><p><strong>Berapa lama waktu yang dibutuhkan untuk proses klaim?<\/strong><\/p>\n<p>Proses pengajuan dan pembayaran klaim akan dilakukan dalam maksimal 30 hari kerja sejak pembelian asuransi dan diproses sejak dokumen klaim sudah lengkap.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-5\"><p><strong>Adakah batas waktu pengajuan klaim?<\/strong><\/p>\n<p>Batas pengajuan\/pelaporan klaim maksimal 15 hari kerja sejak tanggal kecelakaan\/kejadian.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-6\"><p><strong>Berakhirnya Asuransi<\/strong><\/p>\n<p>Asuransi akan berakhir pada saat salah satu kondisi berikut terpenuhi :<\/p>\n<ul>\n<li>Pertanggungan dibatalkan baik oleh Qoala atau Perusahaan Asuransi maupun Pelanggan<\/li>\n<li>Tanggal dimana Pelanggan mengajukan pembatalan asuransi<\/li>\n<li>Tanggal Pelanggan meninggal dunia<\/li>\n<\/ul>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-7\"><p><strong>Apakah uang premi asuransi dapat di <em>refund<\/em>?<\/strong><\/p>\n<p>Jika <em>customer<\/em> sudah membeli premi asuransi, uang tersebut tidak dapat di <em>refund<\/em>.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-8\"><p><strong>Tentang Qoala<\/strong><\/p>\n<p>Qoala adalah sebuah platform layanan teknologi asuransi (insurtech) yang memberikan kemudahan bagi kamu dalam mengakses berbagai produk asuransi termasuk asuransi kendaraan bermotor kamu serta membuat proses pengajuan klaim manfaat kamu menjadi mudah, cepat dan serba digital melalui www.qoala.app.<\/p>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-9\"><p><strong>Mengapa harus membeli Asuransi Kecelakaan Diri di NICEPAY ?<\/strong><\/p>\n<div class=\"dtfaq-ctn\">\n<p>Dengan membeli asuransi untuk perlindungan kecelakaan diri melalui NICEPAY payment page pelanggan dapat menghemat waktu karena pembelian dilakukan bersamaan dengan transaksi, selain itu harga untuk polis produk asuransi kecelakaan diri relatif murah Rp1.000 dan perlindungan sampai dengan 30 hari.<\/p>\n<p>Bersama-sama, NICEPAY dan Qoala berkomitmen untuk menyediakan inovasi baru dalam rangka meningkatkan kepuasan pelanggan dan sebagai nilai tambah bagi para pengguna NICEPAY dan di sisi lain memperluas akses asuransi yang sesuai dengan kebutuhan masyarakat.<\/p>\n<\/div>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-text fusion-text-10\"><p><strong>Call Center Terkait Asuransi<\/strong><\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-one-third fusion-column-first\" style=\"width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-11\"><p><em>Sertifikat Polis Asuransi<\/em><\/p>\n<p><strong>Call Center<\/strong><br \/>\n+62 21-5064-5035<\/p>\n<p><strong>WhatsApp<\/strong><br \/>\n+62 811-117-1708<\/p>\n<p><strong>Email<\/strong><br \/>\ncs@qoala.id<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-one-third\" style=\"width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-12\"><p><em>Klaim Polis Asuransi<\/em><\/p>\n<p><strong>Call Center<\/strong><br \/>\n+62 21-5064-5035<\/p>\n<p><strong>WhatsApp<\/strong><br \/>\n+62 811-117-1708<\/p>\n<p><strong>Email<\/strong><br \/>\nclaimapp@qoala.id<\/p>\n<p><strong>Jam Operasional<\/strong><br \/>\n09:00 &#8211; 18:00<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_3 1_3 fusion-one-third fusion-column-last\" style=\"width:33.333333333333%;width:calc(33.333333333333% - ( ( 4% + 4% ) * 0.33333333333333 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-1 {border-radius:2px;}.fusion-button.button-1 .fusion-button-text {text-transform:none;}<\/style><a class=\"fusion-button button-flat button-large button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/nicepay.co.id\/en\/faq\/\"><span class=\"fusion-button-text\">Back to FAQ<\/span><\/a><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\" style=\"background-color: rgba(255,255,255,0);background-image: url(&quot;https:\/\/nicepay.co.id\/wp-content\/uploads\/2019\/06\/bg.jpg&quot;);background-position: left top;background-repeat: no-repeat;padding-top:3%;padding-right:0px;padding-bottom:4%;padding-left:0px;margin-bottom: 0px;margin-top: 0%;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-animated\" style=\"margin-top:30px;margin-bottom:0px;\" data-animationtype=\"fadeInLeft\" data-animationduration=\"0.8\" data-animationoffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-center\" style=\"margin:0;line-height:1.2em;color:#231f20;\"><p style=\"text-align: center;\">Have a NICEPAY!<\/p><\/h1><\/div><div class=\"fusion-aligncenter\"><style type=\"text\/css\">.fusion-button.button-2 .fusion-button-text, .fusion-button.button-2 i {color:#6ac9ca;}.fusion-button.button-2 .fusion-button-icon-divider{border-color:#6ac9ca;}.fusion-button.button-2:hover .fusion-button-text, .fusion-button.button-2:hover i,.fusion-button.button-2:focus .fusion-button-text, .fusion-button.button-2:focus i,.fusion-button.button-2:active .fusion-button-text, .fusion-button.button-2:active{color:#5fb6b7;}.fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:active .fusion-button-icon-divider{border-color:#5fb6b7;}.fusion-button.button-2:hover, .fusion-button.button-2:focus, .fusion-button.button-2:active{border-color:#5fb6b7;border-width:2px;}.fusion-button.button-2 {border-color:#6ac9ca;border-width:2px;border-radius:2px;}.fusion-button.button-2{background: #ffffff;}.fusion-button.button-2:hover,.button-2:focus,.fusion-button.button-2:active{background: #ededed;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-custom button-2 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/nicepay.co.id\/en\/contact-sales\/\"><span class=\"fusion-button-text\">Contact Sales<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n<\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":1507,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_mi_skip_tracking":false},"_links":{"self":[{"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/pages\/26074"}],"collection":[{"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/comments?post=26074"}],"version-history":[{"count":17,"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/pages\/26074\/revisions"}],"predecessor-version":[{"id":26577,"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/pages\/26074\/revisions\/26577"}],"up":[{"embeddable":true,"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/pages\/1507"}],"wp:attachment":[{"href":"https:\/\/nicepay.co.id\/en\/wp-json\/wp\/v2\/media?parent=26074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}